1) Submit Request

Fill out a quick and easy loan request form on our website. We'll use the details given to match you to the suitable lender.

2) Get Approved

We'll check your information and let you know which lender is able to offer you a loan. You're almost there!

3) Receive Cash

As soon as you've accepted the terms of agreement, your loan will start making its way into your bank account!

Getting Cash Loans is Fast and Easy With Us!

Need quick cash but don't know where to turn? Read on, as an online cash loan may be the solution for you!

What is a cash loan?

A cash loan is a basic type of loan with no collateral, which many people choose when they're running low on funds before their next pay day, or are looking to make a large purchase and don't have the cash upfront.

There are two main types of cash loans for each of these scenarios - payday loans and installment loans.

Check out our how it works and rates and fees pages to learn more about the benefits of both, so you can decide which suits your personal situation.

What makes online cash loans so popular is you can receive the funds in as fast as 24 hours during the working week, the perfect solution if you're in a financial emergency and need to cover and unforeseen bill or make a purchase fast.

Everything is completed online, so you never have to go to the bank and have a face to face meeting, or wait for days for everything to be finalized.

Why would I need a cash loan?

People need cash loans for all sorts of reasons. Usually, there is an emergency where cash is needed urgently, and applying for a bank loan or other funds just isn't possible. Because cash loans can be funded within 1 working day, it makes them perfect for emergencies and urgent situations such as an unforeseen bill or budget error. In other cases, people simply want a bit of extra cash for special occasions or purchases, e.g weddings and birthdays. For smaller amounts you may choose a payday loan, which covers you until your next pay check.

Money is also often needed for home improvement or paying for a family vacation, in which case, installment loans which are a longer term commitment for larger amounts might be the better option.

Whenever you need some extra cash, we're here to help. Our platform can connect you with a network of over 100 lenders, each willing to consider your request, often even if you have bad credit!

Payday loan or installment loan - which should I choose?

Payday loans provide a short-term solution to any financial issues you might have. The money must be repaid within around two weeks or on your next payday, meaning that you should only choose this option if you can definitely repay the money on the due date and do not need any more than a few hundred dollars.

An installment loan gives you a little more flexibility as you repay over several months, so if there is no guarantee that you'll have enough money by your next payday in order to repay the loan, an installment loan might be better for you. Installment loans also allow you to borrow more money, so if you need more than the $1000 payday loan limit for those large purchases that would usually take some saving, you should definitely consider an installment loan.

Who can get cash loans?

We can help anyone get access to cash loans in the United States, so long as they are legal in your state. You will need to be at least 18 years of age to be eligible, as lenders cannot lend to minors. You will also need to have a stable source of income from employment or self-employment, particularly if you're applying for an installment loan. You should be able to show the lender that you have been in employment for at least one month and earn at least $750.

You will also need a basic checking account where the lender can easily deposit the funds and take the repayment(s) on the agreed up on date(s).

How can I get a loan?

As long as you're sure that a cash loan is for you, you can follow these easy steps to submit your request. We have a simple online web form which you can fill out within a couple of minutes from any internet connected device. The form will ask you for details such as your name, address, phone number, and other basic information and a loan request will be sent through our network of over 100 direct lenders.

You will be automatically matched with one of these lenders in around 3 minutes, at which point you will be transferred to their website to complete the application process. Approval can be as fast as 5 minutes, at which point you will be made an offer, given a copy of the terms and have the option to accept or reject it and walk away with no obligation.

Until you sign the agreement, there is no obligation to take out the loan and pay it back on the due date, so even after submitting the request form, you're not tied in to anything legally.

How is the money paid back?

The way the money is paid back depends on the type of loan you have borrowed.

For payday loans, the whole sum is due on your next payday, or around two weeks after you have borrowed the money. When you sign the agreement with the lender, you'll be giving your permission for the money to be automatically paid back on the due date. This means that you don't have to make lengthy trips to the bank or log into your online bank account to pay the money back to the lender. It also means that you don't have to worry about forgetting to repay the cash, although it's a good idea to mark the date and ensure you have funds in your bank account.

Installment loans are paid back slightly differently, since you repay the cash loan in installments rather than just one single payment. The money will still be automatically taken from your bank account, but it will be taken on the repayment date of each month.

So which one is right for me?

You should research both types of cash loans before deciding which one is best for you. You can apply for both loans, and then decide later which one you want to choose. However, remember that payday loans are better for short-term money problems, while installment loans are more flexible and suit those who need larger sums of cash or more time to repay the money.

Get Started!

If you're in need of some money and you think one of our loans might suit your needs, submit your information now! With payday loans from $100 to $1000 and installment loans ranging from $1000 to $5000, out network of lenders have you covered for those small emergencies and the larger problems too.

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